Frequently Asked Questions (FAQ)
Find here the answers to the most common questions about our financing services.
How to get a mini credit quickly?
The mini credit application is made directly online at Virxyd. You just need to complete your file and transmit the requested information. To speed up the payment of funds, it is recommended to sign your contract electronically as soon as possible.
What are the rates of a mini credit?
The rate of a mini credit depends in particular on the amount borrowed and the repayment period. Before any subscription, it is important to check the APR, the amount of the installments as well as the total cost of the credit which appear on your personalized contract.
What salary do I need to get a mini credit?
There is no strict minimum salary to obtain a mini credit with us. The study of the file takes into account your entire financial situation, in particular your income, your expenses and your overall repayment capacity.
A solution for unexpected expenses?
Mini credit is ideal for dealing with an unexpected expense (car breakdown, urgent repair, unexpected bill) or for financing a small purchase (computer, smartphone, trip) without immediately mobilizing your savings.
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