Our process

How does Virxyd work?

We have simplified credit so you can focus on your projects. A 100% digital, transparent and secure experience.

Our process

Your loan in 3 simple steps

A 100% digital, secure and transparent journey to support you from A to Z.

1

Simulate & fill

Use our interactive simulator, choose your amount and duration, then complete your application online in 10 minutes.

2

Upload your documents

Upload your supporting documents securely (ID card, payslips). Our team analyzes your application within 48 hours.

3

Receive your response

You are notified by email. If approved, you sign electronically and the funds are paid within 72 business hours.

A solution for unexpected expenses

One of the most frequent cases is the occurrence of an unexpected expense. A car breakdown, an urgent repair in the home, the replacement of an essential household appliance or an unexpected bill can quickly unbalance a budget.

When these expenses cannot wait for the next inflow of money, a mini credit allows you to quickly have the necessary funds to deal with the situation.

Mini credit can also be used to finance many other low-value purchases:

  • A computer or smartphone
  • A bike or furniture
  • A household appliance
  • Training or a trip

In this type of situation, mini credit allows you to spread an expense over time without having to immediately mobilize your savings. It thus constitutes a practical solution to realize a project while preserving your budget.